Financial Calculators Overview

Our comprehensive suite of financial calculators is designed to help you make informed decisions about your finances, whether you’re planning for a major purchase, managing debt, or preparing for retirement. These tools provide valuable insights tailored to specific financial scenarios, empowering you to take control of your financial future.

Explore Our Categories

Automobile

Make smart decisions about your vehicle purchases and financing. Use calculators to compare leasing vs. buying, estimate loan payments, and evaluate the benefits of upgrading to a fuel-efficient vehicle.

Cash Flow

Understand your personal or household cash flow with tools that help you assess spending, savings, debt reduction, and the impact of inflation. Plan for emergencies, evaluate net worth, and make informed decisions to improve financial stability.

  • 1. Does inflation impact my standard of living? Apply Now

  • 2. How much am I spending? Apply Now

  • 3. How much do I need for emergencies? Apply Now

  • 4. Pay down debt or invest more? Apply Now

  • 5. How long will my money last?Apply Now

  • 6. Should my spouse work? Apply Now

  • 7. What is my current net worth? Apply Now

  • 8. What is my projected net worth?Apply Now

  • 9. What is my current cash flow? Apply Now

  • 10. What is my projected cash flow?Apply Now

  • 11. Value of reducing or foregoing expensesApply Now

  • 12. Historical inflation - compare purchasing powerApply Now

College

Prepare for higher education expenses with tools to calculate savings goals, assess student loan repayment plans, and explore the advantages of 529 plans or Coverdell ESAs.

  • 1. How much should I be saving for college? Apply Now

  • 2. Can I pay back my student loans? Apply Now

  • 3. Advantages of the Coverdell ESAApply Now

  • 4. Advantages of a 529 college savings plan Apply Now

  • 5. The value of a college education? Apply Now

  • 6. Payments on a parental (PLUS) loan? Apply Now

  • 7. Live on campus, off campus or at home? Apply Now

Credit

Manage and reduce your debt effectively. These calculators help you estimate loan payments, evaluate debt consolidation options, and understand the benefits of making extra payments toward credit cards or loans.

  • 1. How long will it take to pay off my credit card? Apply Now

  • 2. How long until my loan is paid off?Apply Now

  • 3. What are my loan payments?Apply Now

  • 4. What is the balance owing on my loan?Apply Now

  • 5. Consolidate my personal debt?Apply Now

  • 6. Re-structuring debts for accelerated payoff Apply Now

  • 7. Cash up front or payments over time?Apply Now

  • 8. Impact of making extra debt payments?Apply Now

  • 9. Pay off debts or invest the money?Apply Now

  • 10. Estimate my credit scoreApply Now

Home & Mortgage

Navigate the complexities of home ownership with calculators for affordability, refinancing, rent vs. buy comparisons, and tax savings. Evaluate mortgage terms, interest rates, and closing costs to make the best decision for your housing needs.

  • 1. How much home can I afford?Apply Now

  • 2. Should I refinance my home mortgage (break even)?Apply Now

  • 3. Mortgage calculatorApply Now

  • 4. Comparing mortgage terms (i.e. 15, 20, 30 year)Apply Now

  • 5. Should I pay discount points for a lower interest rate?Apply Now

  • 6. Should I rent or buy a home?Apply Now

  • 7. Should I convert to a bi-weekly payment schedule?Apply Now

  • 8. Compare a 'no-cost' versus traditional mortgageApply Now

  • 9. What are the tax savings generated by my mortgage?Apply Now

  • 10. Which is better: fixed or adjustable-rate mortgage?Apply Now

  • 11. Adjustable rate mortgage calculatorApply Now

  • 12. How do closing costs impact the interest rate?Apply Now

  • 13. Compare an interest-only versus traditional mortgageApply Now

Insurance

Plan for life's uncertainties with calculators that estimate life insurance needs, burial expenses, disability coverage, and long-term care costs. Learn about annuities and compare different insurance plans to find the best fit.

  • 1. How much life insurance do I need?Apply Now

  • 2. What is my life expectancy?Apply Now

  • 3. Needs for burial and final expenses?Apply Now

  • 4. How much disability income insurance do I need?Apply Now

  • 5. Chances of becoming disabledApply Now

  • 6. Long-term care insurance needsApply Now

  • 7. How much will I earn in my lifetime?Apply Now

  • 8. Tax advantages of an annuity?Apply Now

  • 9. How long will my current life insurance proceeds last?Apply Now

  • 10. Future value of an annuity?Apply Now

  • 11. Which Is Better, Comprehensive Plan Or High-Deductible Plan With HSA?Apply Now

Paycheck & Benefits

Maximize your income and employee benefits. These calculators help you estimate bonus payouts, assess 401(k) contributions, and convert your salary to an hourly wage (or vice versa).

  • 1. How much is my company bonus after taxes?Apply Now

  • 2. How will payroll adjustments affect my take-home pay?Apply Now

  • 3. Convert my salary to an equivalent hourly wageApply Now

  • 4. Convert my hourly wage to an equivalent salaryApply Now

  • 5. Future value of my employee stock options?Apply Now

  • 6. Exercise my "in-the-money" stock options?Apply Now

  • 7. What may my 401(k) be worth?Apply Now

  • 8. Impact of increasing my 401(k) contribution?Apply Now

  • 9. What may my 457 Plan be worth?Apply Now

  • 10. Impact of increasing my 457 Plan contribution?Apply Now

Qualified Plans

Optimize retirement plans like IRAs, 401(k)s, and pensions. Evaluate contribution limits, early withdrawal impacts, and lump sum distribution options to make the most of your retirement savings.

  • 1. Evaluate my company pension payout optionsApply Now

  • 2. How much can I contribute to an IRA?Apply Now

  • 3. Retirement income from my IRA provider?Apply Now

  • 4. Convert to a Roth IRA?Apply Now

  • 5. Qualified plan is worth what retirement?Apply Now

  • 6. Current year required minimum distribution?Apply Now

  • 7. Projected required minimum distributions?Apply Now

  • 8. Lump sum distribution options?Apply Now

  • 9. Maximize my employer 401(k) match?Apply Now

  • 10. Impact of borrowing from my 401(k) plan?Apply Now

  • 11. Impact of early withdrawal from my 401(k)?Apply Now

  • 12. I'm self-employed, how much can I contribute to a retirement plan?Apply Now

  • 13. Net Unrealized Appreciation (NUA) vs. IRA Rollover?Apply Now

Retirement

Plan your golden years with tools to estimate required savings, Social Security benefits, and the impact of inflation on retirement income. Determine how long your savings will last and evaluate discretionary spending.

  • 1. Will retirement impact my living expenses?Apply Now

  • 2. How much will I need for retirement?Apply Now

  • 3. Are my current retirement savings sufficient?Apply Now

  • 4. Social Security retirement income estimatorApply Now

  • 5. How does inflation impact my retirement income needs?Apply Now

  • 6. I'm retired, how long will my savings last?Apply Now

  • 7. When should I begin saving for retirement?Apply Now

  • 8. Convert discretionary expenses to savings?Apply Now

  • 9. How much retirement income may my 401(k) provide?Apply Now

  • 10. Compare a Roth 401(k) to a Traditional 401(K)Apply Now

Savings

Set and achieve financial goals with calculators that estimate savings growth, time to reach targets, and the impact of taxes and inflation on returns. Explore strategies for saving early and consistently to maximize your wealth.

  • 1. Becoming a millionaireApply Now

  • 2. Income generated by a savings planApply Now

  • 3. How long will it take to double my money?Apply Now

  • 4. How long until my savings reach my goal?Apply Now

  • 5. Save now vs. save laterApply Now

  • 6. How much should I save to reach my goal?Apply Now

  • 7. What will my current savings grow to?Apply Now

  • 8. Calculate rate of returnApply Now

  • 9. How do taxes and inflation impact my return?Apply Now

  • 10. What is my effective annual yield?Apply Now

Taxes

Understand your tax liabilities and strategies to minimize them. These calculators help you estimate income tax, self-employment tax, capital gains, and deductions. Compare taxable and tax-free growth to optimize your financial strategy.

  • 1. What is my potential estate tax liability?Apply Now

  • 2. Federal income tax estimatorApply Now

  • 3. Should I adjust my payroll withholdings?Apply Now

  • 4. Will my investment interest be deductible?Apply Now

  • 5. How much self-employment tax will I pay?Apply Now

  • 6. Capital gains (and losses) tax estimatorApply Now

  • 7. Compare taxable, tax-deferred, and tax-free growthApply Now

  • 8. How much of my social security benefit may be taxable?Apply Now

  • 9. Tax implications of paying interest?Apply Now

  • 10. Itemize or take the standard deduction?Apply Now

  • 11. What is my taxable-equivalent yield?Apply Now

  • 12. Tax refund estimatorApply Now

Take control of your financial future today.

Our calculators make complex decisions simple, guiding you toward smarter financial choices and long-term success.